The Board evaluates a financial institution's retail banking products and solutions provided inside the financial institution's facility-dependent assessment places and nationwide, as applicable, in the institution amount as follows:
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질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
(v) To accumulate possession or Charge of shares or all or considerably every one of the property of the price savings Affiliation, to induce a price savings association to be a subsidiary of a savings and loan Keeping organization, or to merge or consolidate a financial savings and loan Keeping organization with another financial savings and loan holding organization inside a transaction that needs acceptance below portion 10 of the Home Entrepreneurs' Loan Act (twelve U.S.C. 1467a).
The Board considers the branch availability and solutions offered at branches of financial institutions that operate a number of branches pursuant to paragraph (b)(two) of this part.
The CRA which part do not need a financial institution to originate or invest in loans or investments or to supply companies which can be inconsistent with safe and audio banking tactics, which includes underwriting benchmarks.
(1) Revitalization or stabilization, critical Local community facilities, necessary Neighborhood infrastructure, and catastrophe preparedness and weather resiliency things to do in Native Land Parts are actions precisely focused to and done in Native Land Regions.
(5) A list of retail banking expert services (together with hours of operation, out there loan and deposit items, and transaction expenses) frequently provided on the financial institution's branches and descriptions of fabric dissimilarities in The provision or expense of services at specific branches, if any.
The Board could change a confined purpose lender's establishment ranking from “Satisfactory” to “Superb” where a lender requests and gets added consideration for providers that would qualify beneath the Local community Progress Products and services Exam check here in § 228.twenty five.
The Board evaluates an intermediate financial institution's file of helping to meet the credit history requires of its overall Local community pursuant for the Retail Lending Check in § 228.
The surface retail lending place is comprised of component geographic locations. A element geographic spot is any MSA or maybe the nonmetropolitan area of any State, or part thereof, included inside of the surface retail lending spot.
A lender need to keep a general public file, in possibly paper or electronic format, that includes the subsequent data:
A little financial institution, or even a bank which was a small bank throughout the prior calendar year, must include in its general public file the financial institution's loan-to-deposit ratio for each quarter of your prior calendar 12 months and, at its selection, further information on its loan-to-deposit ratio.